How to Convert a Truist Bank Statement to Excel or CSV (Free 2026)

Truist Financial is one of the ten largest US commercial banks, formed in 2019 from the merger of BB&T and SunTrust Banks — with the combined brand fully rolled out across all accounts and branches by 2022. With approximately 2,700 branches across 17 states, primarily in the Southeast and Mid-Atlantic, Truist serves millions of checking and savings customers who may need to export statement data for bookkeeping, taxes, or loan applications.

This guide covers current Truist-branded statements as well as older BB&T and SunTrust statements that predate the full brand migration.

Truist Bank Overview & Account Types

Checking Accounts

• Truist One Checking — Flagship checking account with tiered benefits. Most common format for current customers. Statements include a Truist One Score summary at the top.
• Truist Bright Checking — No-fee checking with no minimum balance. Clean statement format without the score section.
• Truist Simple Checking — Entry-level checking with a low monthly fee. Simplified statement layout.
• Truist Dimensional Checking — Premium interest-bearing account for higher balances.

Savings Accounts

• Truist One Savings — Standard savings with interest. Statement includes opening/closing balance summary.
• Truist Confidence Savings — Goal-based savings with sub-account structure. Statements show each savings goal as a separate section.
• Truist Money Market Account — Higher-yield savings with check-writing privileges.

Credit Cards

• Truist Cash Rewards Credit Card — Cash back card. Separate statement from banking accounts.
• Truist Enjoy Cash Secured Credit Card — Secured card for credit building.
• Truist Enjoy Travel Credit Card — Travel rewards card with points statement section.

Truist Statement Format & Structure

Current Truist checking statements are organized into three distinct sections rather than a single chronological transaction list. This is inherited from BB&T's statement format and is the most important thing to know when converting:

• Deposits and Other Credits — All incoming transactions listed chronologically within this section
• Withdrawals and Other Debits — All outgoing transactions listed chronologically
• Checks Paid — Any paper checks cleared, listed by check number

Each row contains: Date, Description, and Amount. There is no separate Debit/Credit column — amounts in the Withdrawals section are debits, amounts in the Deposits section are credits. There is no running Balance column on each transaction row (only the opening and closing balance in the summary header).

Legacy BB&T and SunTrust Statements

If you have PDF statements dated before the Truist brand migration (generally before mid-2022 for most accounts), they will be branded as either BB&T or SunTrust. These formats differ from current Truist statements:

BB&T Statement Format (Pre-2022)

• Same three-section layout as current Truist (Truist inherited BB&T's format)
• Header shows "Branch Banking and Trust Company" or "BB&T"
• Date format: MM/DD/YYYY
• Compatible with the same converter settings as current Truist statements

SunTrust Statement Format (Pre-2022)

• Single chronological transaction list — unlike BB&T and current Truist
• Amount column uses positive/negative values (positive = credit, negative = debit)
• Includes a running Balance column on each row
• Header shows "SunTrust Bank"
• This format is simpler to convert and more similar to Chase or Bank of America

Truist Direct CSV Export from truist.com (Best Method for Recent Data)

Truist's online banking allows direct transaction export for data within the past 18 months. This is the fastest method when your data falls within that range:

1. Log in to truist.com with your username and password. Complete any multi-factor authentication.
2. Click on your account from the Accounts overview to open the account detail view.
3. Go to the Transactions tab. The full transaction history loads with your most recent transactions at the top.
4. Click the Export/Download icon. Look for a download arrow or "Export" link near the top-right of the transaction list.
5. Select the date range. Choose a start and end date. The maximum export range from the direct export is approximately 18 months.
6. Choose your format. Truist offers CSV, QFX (Quicken), and OFX (financial software). Select CSV for Excel or Google Sheets.
7. Click Export. The file downloads as transactions_[dates].csv or similar.

What the Truist CSV Export Contains

Truist's direct CSV output typically includes:

• Date — MM/DD/YYYY format
• Description — Transaction description and reference
• Amount — Positive for credits, negative for debits (single column)
• Type — Transaction category (Deposit, Withdrawal, Check, etc.)
• Balance — Running balance (may or may not be included depending on account type)

PDF Conversion Method (For Statements Older Than 18 Months)

For Truist PDF statements older than 18 months, or if you have downloaded PDFs you need to convert:

1. Download your Truist PDF statement. Log in to truist.com → Accounts → select account → Statements & Documents → choose the month → Download PDF. Truist typically keeps 7 years of statements online.
2. Upload to bankstatementtocsvfile.com. Click Upload PDF and select your file.
3. The converter merges all three sections. Deposits, Withdrawals, and Checks are combined into a single chronological list with proper Debit/Credit column assignment.
4. Download as CSV or Excel. Review the transaction count against the statement summary to verify completeness.

Truist Confidence Savings — Multiple Goal Sections

If you have a Truist Confidence Savings account, the PDF statement includes a separate section for each savings goal you've set up (e.g., "Emergency Fund," "Vacation," "Car"). Each goal has its own transaction list and balance. The converter extracts all goals and labels them by goal name in the Description column.

Truist Credit Card Statements

Truist credit cards generate statements separately from banking accounts. Credit card statements are available at truist.com under your credit card account (not your checking or savings account).

Credit card statement structure:

• Account Summary: Previous balance, payments/credits, purchases, cash advances, fees, interest, new balance
• Payments and Credits: Incoming payments listed chronologically
• Purchases: All purchases listed with merchant name, date, and amount
• Fees and Interest: Any charges billed that month
• Rewards Summary: For Cash Rewards and Travel cards, the accumulated rewards balance and any redemptions

Truist vs Other Banks: Direct Export Comparison

Frequently Asked Questions

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